Account ownership percentages measure the share of populations aged 15 and over with a financial institution or mobile money account, segmented by attainment of secondary education or higher. The Global Findex database, a project of the World Bank, compiles this data from nationally representative surveys. The dataset facilitates analysis of financial access disparities linked to educational attainment.
Use Cases
- Model the correlation between the 'secondary education or more' indicator and national account ownership rates using regression analysis.
- Compare financial access gaps between populations with and without secondary education across different countries and regions.
- Track progress over time in closing the education-based gap in account ownership for specific demographic groups.
- Benchmark a country's performance in educating and financially including its adult population against regional peers.
Strengths
- Data originates from the authoritative Global Findex database, a primary source for financial inclusion metrics.
- Provides a specific demographic segmentation (secondary education or more) for analyzing access disparities.
Limitations
- The dataset likely contains aggregated national percentages, limiting analysis of individual-level characteristics and causal inference.
- Survey-based data may be subject to self-reporting biases and recall errors regarding account ownership.
- Update frequency is tied to the multi-year Findex survey cycle, resulting in data that is not real-time.
Provenance
- Source
- Global Findex database (World Bank)
- Collection Method
- Nationally representative surveys.
- Time Range
- null
- Freshness
- null
- Geography
- Global, country-level.