Neobank Review Across 12 Countries for SME Financial Inclusion Analysis

84+1 neobanks across 12 countries were reviewed in a realist analysis updated in 2026. This dataset provides a comparative overview of neobanking mechanisms in Africa, UK/Europe, Asia-Pacific, and the Americas. It was created by Adesemowo, Kayode and serves as an empirical foundation for theoretical analysis.

Use Cases

• Compare neobank adoption and mechanisms across different geographic regions based on the 12-country review.
• Analyze factors influencing SME financial inclusion through neobanking services mentioned in the realist review.
• Study the evolution of neobank offerings and regulatory environments based on the 2025-2026 review period.

Strengths

• Covers 84+1 neobanks, providing a substantial sample for analysis.
• Includes data from 12 countries across four major geographic regions, enabling comparative study.
• Review was updated in January and April 2026, suggesting recent maintenance.

Limitations

• Column-level documentation is absent; field semantics must be inferred after download.
• Row count and file format are unknown, which may limit suitability assessment.
• Data may reflect geographic or institutional bias inherent to the selected 12 countries.

Provenance

Source

Harvard Dataverse

Collection Method

Realist-narrative analysis of neobanks, expanding on a prior review of 36 neobanks.

Time Range

Review snapshot from December 2025, updated in 2026.

Freshness

Last updated 2026-06-23 17:05:05

Geography

12 countries: Nigeria, South Africa, Kenya, Egypt, India, Singapore, Australia, Brazil, Mexico, USA, UK, Germany.