FLPFI Dataverse hosts a dataset from an online survey with 1,000 participants conducted in Brazil in 2025. The research project was designed and directed by the Central Bank of Brazil (BCB) in partnership with Plano CDE. The sample targeted individuals from middle and lower socioeconomic classes (C, D, and E) and covered topics such as consumption habits, digital credit offers, and attitudes toward risk.
Use Cases
- Analyze digital credit uptake and usage patterns based on survey questions about offers and use.
- Study correlations between socioeconomic class and default based on self-reported income and default data.
- Model consumer attitudes toward financial risk based on survey questions about risk perception.
- Investigate perceived causes of indebtedness based on survey questions about default causes.
Strengths
- Survey sample of 1,000 participants weighted to represent the population with internet access in socioeconomic classes C, D, and E.
- Maximum margin of error of 3 percentage points at a 95% confidence level.
- Research project was designed and directed by the Central Bank of Brazil (BCB), indicating institutional oversight.
Limitations
- Data are based on self-reported responses, which may differ from official statistics derived from administrative records.
- Column-level documentation is absent; field semantics must be inferred after download.
- Row count is unknown, which may limit suitability assessment.
Provenance
- Source
- Central Bank of Brazil (BCB) and Plano CDE, with financial and technical support from FLPFI.
- Collection Method
- Online survey administered through an online panel, based on a structured questionnaire developed from prior focus groups.
- Time Range
- Survey conducted in 2025.
- Freshness
- Last updated 2026-06-11 14:00:44; freshness should be verified.
- Geography
- Brazil.