Women's Financial Literacy and Service Usage in Harare, Zimbabwe

A 2026 survey of 634 individuals in Harare, Zimbabwe, provides data on financial inclusion, financial literacy, and the financial inclusion gap for women. The Fletcher Leadership Program for Financial Inclusion collected this data through random sampling across seven districts and four types of enumeration areas.

Use Cases

• Analyze the financial inclusion gap by comparing financial literacy scores and financial service usage across different enumeration area types.
• Model the relationship between financial literacy and specific financial service usage patterns among women in Harare.
• Segment survey respondents by demographic factors to identify correlations with financial access and literacy levels.

Strengths

• Data is based on a survey of 634 randomly selected individuals, providing a substantive sample size.
• Survey design covers seven distinct districts and four types of enumeration areas within Harare, allowing for geographic and socio-economic analysis.
• The dataset focuses specifically on women's financial literacy and inclusion, addressing a key research gap.

Limitations

• The dataset is limited to Harare province and may not be generalizable to other regions of Zimbabwe or other countries.
• Without access to the specific columns, the granularity of financial literacy and service usage variables is unknown.
• The data is from a single point in time (implied by the survey), limiting longitudinal or trend analysis.

Provenance

Source

Fletcher Leadership Program for Financial Inclusion (FLPFI Dataverse).

Collection Method

Survey of 634 randomly selected individuals across seven districts, with wards divided into four enumeration area types (low, medium, high density, business centers).

Freshness

The dataset was last updated in March 2026, indicating recent availability.

Geography

Harare province, Zimbabwe, specifically its seven districts.