Anonymized survey responses from individuals in the Kumaon region of Uttarakhand, India. The 144.9 KB dataset supports a study on Digital Financial Literacy (DFL) and Digital Financial Inclusion (DFI) using Partial Least Squares Structural Equation Modeling (PLS-SEM) and Multi-Group Analysis (MGA). It was authored by DEEKSHA JOSHI and last updated on 2026-05-29.
Use Cases
- Conducting Partial Least Squares Structural Equation Modeling (PLS-SEM) based on the described survey variables.
- Performing Multi-Group Analysis (MGA) to compare demographic subgroups based on the demographic characteristics mentioned.
- Studying the relationship between Digital Financial Literacy (DFL) and Digital Financial Inclusion (DFI) constructs.
- Reproducing or extending the findings of the associated academic study on digital financial inclusion.
Strengths
- Dataset is explicitly provided to facilitate transparency and reproducibility of the associated study.
- Data is anonymized for respondent privacy.
- Available under a permissive CC-BY-4.0 license for reuse.
Limitations
- Row count is unknown, which may limit suitability assessment.
- Column-level documentation is absent; field semantics must be inferred after download.
- The dataset's 144.9 KB size indicates a limited scope and sample size.
Provenance
- Source
- figshare
- Collection Method
- Survey responses collected from individuals.
- Freshness
- Last updated 2026-05-29 08:06:35; freshness should be verified.
- Geography
- Kumaon region of Uttarakhand, India