UK Cash Access Coverage by Region for Q1 2023

The UK's geographical cash access coverage at the end of the first quarter of 2023. The Financial Conduct Authority (FCA) and Payment Systems Regulator (PSR) gather quarterly data on cash access points, including branches, ATMs, and Post Offices, tracking location, closures, and hours. The dataset includes population coverage estimates, such as 97.4% of the urban population being within 1 mile of a deposit point.

Use Cases

• Analyze urban versus rural cash access disparities based on the 1-mile and 3-mile coverage metrics.
• Monitor trends in brick-and-mortar branch closures based on the reported 2% quarterly decrease.
• Map the distribution of free-to-use cash withdrawal points based on location data for ATMs and Post Offices.
• Assess the stability of cash access infrastructure based on data on temporary closures and opening hours.

Strengths

• Includes specific population coverage estimates (e.g., 99.3% urban within 1 mile for withdrawals).
• Tracks multiple cash access point types: bank branches, ATMs, Post Offices, and mobile branches.
• Provides quarterly temporal granularity for monitoring changes.

Limitations

• Column-level documentation is absent; field semantics must be inferred after download.
• Row count is unknown, which may limit suitability assessment.

Provenance

Source

Financial Conduct Authority (FCA) and Payment Systems Regulator (PSR)

Collection Method

Quarterly data gathering and updating by regulators.

Time Range

January to March 2023 (Q1 2023)

Freshness

Covers Q1 2023; update frequency is quarterly, but last update date is unknown.

Geography

United Kingdom, with urban and rural breakdowns