FCA General Insurance Value Measures for 28 UK and EEA Firms, Year Ending August 2019

Pilot data from the UK Financial Conduct Authority covering 28 general insurance firms for the year ending 31 August 2019. The dataset includes claims frequencies, claims acceptance rates, and average claim payouts for home insurance, home emergency, personal accident, and key cover products. It was published by the Government Digital Service under an open government license.

Use Cases

• Benchmarking insurer performance based on claims frequency and acceptance rates.
• Analyzing average claim payout amounts across different insurance product types.
• Assessing consumer value in the general insurance market for products like home and personal accident cover.

Strengths

• Data covers 28 specific insurers, including both UK and EEA firms.
• Includes three key value measures: claims frequencies, acceptance rates, and average payouts.
• Focuses on multiple consumer insurance product lines as described.

Limitations

• Row count is unknown, which may limit suitability assessment.
• Column-level documentation is absent; field semantics must be inferred after download.
• Last update date is unknown; freshness unverified.

Provenance

Source

Financial Conduct Authority (FCA), published via Government Digital Service.

Collection Method

Regulatory data collection from insurers.

Time Range

Year ending 31 August 2019.

Freshness

Data is for the year ending 31 August 2019; update frequency is not specified.

Geography

United Kingdom and European Economic Area.