UK Mortgage Lending Statistics: Quarterly Regulatory Returns

Quarterly data from Q1 2007 onward, submitted by approximately 340 regulated UK mortgage lenders and administrators. The dataset contains statistics on mortgage lending activities, including gross advances, new commitments, and outstanding loan values. It is jointly published by the Financial Conduct Authority and the Prudential Regulatory Authority.

Use Cases

• Monitoring quarterly trends in UK mortgage lending volumes based on reported gross advances.
• Analyzing the pipeline of future lending activity using new mortgage commitment figures.
• Tracking the total value of outstanding residential mortgage loans over time.
• Assessing the impact of regulatory policy on lender behavior using mandatory return data.

Strengths

• Data collection is mandatory for approximately 340 regulated entities, ensuring broad sector coverage.
• Provides a long-running time series with data from Q1 2007 onward.
• Published by authoritative UK financial regulators (FCA and PRA).

Limitations

• Specific column names and the full data structure are not detailed in the provided metadata.
• The most recent data point referenced is from 2023 Q1, which may not be current for all analyses.
• The exact row count and file size are unknown.

Provenance

Source

Financial Conduct Authority (FCA) and Prudential Regulatory Authority (PRA)

Collection Method

Mandatory quarterly submissions (Mortgage Lending and Administration Return - MLAR) from regulated lenders and administrators.

Time Range

Q1 2007 onward

Freshness

Last updated on platform: 2026-07-08.

Geography

United Kingdom