FCA Mortgage Lending Statistics: UK Residential Loans for Q2 2021

Quarterly statistics on UK residential mortgage lending from the Financial Conduct Authority and Prudential Regulation Authority. The data is submitted by approximately 340 regulated lenders and administrators via the Mortgage Lending and Administration Return (MLAR). The Q2 2021 report shows an outstanding loan value of £1,584.1 billion and gross advances of £89.0 billion.

Use Cases

• Analyze trends in the total value of outstanding mortgage loans based on quarterly aggregates.
• Model the volume of new mortgage lending and commitments based on reported gross advances.
• Assess the impact of regulatory policy on lender activity using data from regulated entities.

Strengths

• Data is collected from approximately 340 regulated entities, providing broad sector coverage.
• Includes specific quarterly figures, such as £1,584.1 billion in outstanding loans and £89.0 billion in gross advances for Q2 2021.

Limitations

• Column-level documentation is absent; field semantics must be inferred after download.
• Row count is unknown, which may limit suitability assessment.

Provenance

Source

Financial Conduct Authority (FCA) and Prudential Regulation Authority (PRA)

Collection Method

Mandatory quarterly returns (MLAR) submitted by regulated mortgage lenders and administrators.

Time Range

Q2 2021 (with historical context from 2007)

Freshness

Quarterly

Geography

United Kingdom