UK mortgage lending data from the Financial Conduct Authority and Prudential Regulatory Authority for the fourth quarter of 2022 and first quarter of 2023. The data is submitted quarterly by around 340 regulated mortgage lenders and administrators via the Mortgage Lending and Administration Return (MLAR). It includes figures such as the £1,675.8 billion outstanding value of residential mortgage loans at the end of 2022 Q4.
Use Cases
- Analyze trends in mortgage lending volumes based on quarterly gross advances and new commitments.
- Model the UK residential mortgage market based on the outstanding loan value.
- Assess the impact of economic events on mortgage lending based on quarterly time-series comparisons.
Strengths
- Data is sourced from approximately 340 regulated lenders, providing broad market coverage.
- Includes specific quarterly figures such as £81.6 billion in gross advances for 2022 Q4.
- Provides time-series context with comparisons to previous quarters and years.
Limitations
- Column-level documentation is absent; field semantics must be inferred after download.
- Row count is unknown, which may limit suitability assessment.
- Freshness should be verified as the last metadata update was in 2026.
Provenance
- Source
- Financial Conduct Authority (FCA) and Prudential Regulatory Authority (PRA)
- Collection Method
- Mandatory quarterly submission of the Mortgage Lending and Administration Return (MLAR) by regulated firms.
- Time Range
- Q4 2022 to Q1 2023, with historical comparisons.
- Freshness
- Quarterly
- Geography
- United Kingdom