UK Mortgage Lending Statistics: Quarterly Regulatory Returns

UK mortgage lending data is collected quarterly from approximately 340 regulated lenders and administrators by the Financial Conduct Authority and Prudential Regulatory Authority. The data series, known as the Mortgage Lending and Administration Return (MLAR), has been collected since the beginning of 2007. It provides a detailed view of mortgage market activities for regulatory oversight and public information.

Use Cases

• Monitoring mortgage market trends based on quarterly regulatory submissions.
• Analyzing lender activity and market concentration using data from approximately 340 institutions.
• Conducting regulatory compliance research using the MLAR framework established in 2007.
• Studying the impact of financial policy on mortgage lending volumes and types.

Strengths

• Data collection is mandatory for regulated entities, ensuring comprehensive coverage of the UK mortgage market.
• The time series is long-running, with data collected quarterly since 2007.
• The dataset is published by authoritative financial regulators (FCA and PRA).

Limitations

• Specific column names and data granularity are not described in the provided metadata.
• The last update date (2026-07-08) appears to be a future date, which may indicate a metadata error or placeholder.
• The dataset size (rows, file size) is unknown across all sources.

Provenance

Source

Financial Conduct Authority (FCA) and Prudential Regulatory Authority (PRA)

Collection Method

Mandatory quarterly submissions (Mortgage Lending and Administration Return - MLAR) from regulated mortgage lenders and administrators.

Time Range

2007 - present (quarterly)

Freshness

2026-07-08 13:32:03.662271

Geography

United Kingdom