FCA: 2023 Retail Intermediation Activities for Mortgages, Insurance, and Investments

UK firms providing advice or arranging mortgages, insurance, or retail investments must submit data to the Financial Conduct Authority (FCA) via the Retail Mediation Activities Return (RMAR). The FCA uses this information to supervise intermediary firms and inform its regulatory functions. This analysis provides an update on the retail intermediary sector based on data for 2023.

Use Cases

• Supervising retail intermediary firms based on their reported activities.
• Analyzing market composition based on firm categories like financial advisers or mortgage brokers.
• Informing regulatory policy based on aggregated sector data for 2023.

Strengths

• Data is collected via a mandatory regulatory return (RMAR), ensuring a defined scope.
• Firms are categorized by their main regulated business activity, such as financial advisers or insurance intermediaries.
• The dataset is published under the OGL-UK-3.0 license, permitting reuse.

Limitations

• Column-level documentation is absent; field semantics must be inferred after download.
• Row count is unknown, which may limit suitability assessment.
• The last update date is unknown; freshness unverified.

Provenance

Source

Financial Conduct Authority (FCA), aggregated by the Government Digital Service.

Collection Method

Mandatory regulatory reporting via the Retail Mediation Activities Return (RMAR).

Time Range

2023

Freshness

Data is for the year 2023.

Geography

United Kingdom