freMTPL2freq: French Motor Third-Party Liability Claims and Risk Features

677,991 motor third-party liability insurance policies observed over one year, with associated risk features and claim numbers. The dataset contains 11 columns plus a policy ID, covering variables like vehicle power, driver age, bonus-malus score, and population density. It originates from the R package CASDatasets, version 1.0-6 (2016), and is used in actuarial data science tutorials.

Use Cases

• Predicting claim frequency based on driver age, vehicle age, and bonus-malus score.
• Analyzing regional risk differences based on the Area and Region codes.
• Modeling the impact of vehicle characteristics like power, brand, and fuel type on claims.
• Assessing exposure and risk for policy pricing using the provided Exposure period and claim counts.

Strengths

• Contains 677,991 policy records, providing a substantial sample for analysis.
• Includes 11 distinct risk features such as driver age, vehicle age, and population density.
• Explicitly designed for actuarial modeling, as indicated by its use in professional society tutorials.

Limitations

• Row count for the specific dataset file is unknown, which may limit suitability assessment.
• Column-level documentation is absent; field semantics must be inferred after download.
• Last update date is unknown; freshness unverified.

Provenance

Source

R-Package CASDatasets, Version 1.0-6 (2016) by Christophe Dutang, Arthur Charpentier

Collection Method

Collected for motor third-party liability policies observed over a year.

Geography

France