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Loan performance data for residential clean energy financing in New York State shows lower delinquency and default rates than other consumer loan classes. The dataset tracks metrics like payments, credit scores, and loan terms for loans issued through the Green Jobs-Green New York program. It is provided by the New York State Energy Research and Development Authority (NYSERDA) and contains records from November 2010 onward.
An interactive dashboard for visualization is available separately at the NYSERDA website. The specific license terms for dataset reuse are not provided in the input.
| # | Column Name |
|---|---|
| 1 | TOTAL LATE CHARGE PAID |
| 2 | Contractor Name |
| 3 | DEBT TO INCOME |
| 4 | PAYMENTS REMAINING |
| 5 | Months Since Origination |
| 6 | ORIGINAL LOAN AMOUNT |
| 7 | FIRST PAYMENT DATE |
| 8 |
| NEXT PAYMENT DUE DATE |
| 9 | ACCOUNT CODE DATE |
| 10 | Reporting Period |
| 11 | PAYMENT AMOUNT |
| 12 | Pledged |
| 13 | Underwriting |
| 14 | Purpose |
| 15 | CONTRACT DATE |
| 16 | ORIGINAL TERM |
| 17 | INSTALLATION ZIP |
| 18 | UTILITY |
| 19 | PROPERTY COUNTY |
| 20 | LAST PAYMENT DATE |
| 21 | CREDIT SCORE NAME 2 |
| 22 | CREDIT SCORE CURRENT HIGH |
| 23 | INTEREST RATE |
| 24 | CURRENT MATURITY DATE |
| 25 | ORIGINAL MATURITY DATE |
| 26 | SETUP DATE |
| 27 | LAST PAYMENT AMOUNT |
| 28 | Payments Made |
| 29 | TYPE OF BANKRUPTCY |
| 30 | TOTAL INTEREST PAID |
| 31 | SUCCESSOR NUMBER |
| 32 | ACCOUNT CODE |
| 33 | CURRENT BALANCE |
| 34 | CANCEL REASON |
| 35 | CREDIT SCORE |
| 36 | Loan Type |
| 37 | DAYS DELINQUENT |
| 38 | Georeference |
| 39 | UNAPPLIED CASH |
| 40 | INSTALLATION CITY |
| 41 | DELINQUENT AMOUNT |