Synthetic Pawn Loan Activity for New York, 13,675 Records

New York pawn loan activity is modeled in this synthetic dataset from King Gold & Pawn, which operates in Freeport, Brooklyn, Bronx, and Westchester. It contains 13,675 records under a baseline scenario, created by gene fur and released on 2026-04-09. The data ties together collateral mix, loan sizing, durations, and repayment behavior.

Use Cases

• Modeling loan default risk based on repeat customer status and repayment behavior mentioned in the description.
• Analyzing regional loan patterns across New York locations like Brooklyn and the Bronx.
• Simulating pawn shop portfolio performance under baseline conditions with steady category mix.
• Studying loan-to-value (LTV) constraints and their relationship with collateral categories.

Strengths

• Contains 13,675 synthetic records, providing a substantial volume for modeling.
• Has a realism score of 1.0, indicating a designed baseline scenario.
• Includes specific, quantified observations such as a 95th percentile loan amount 4.90x the median.
• Provides cross-platform references to Zenodo, OpenML, and Kaggle for verification and access.

Limitations

• Column-level documentation is absent; field semantics must be inferred after download.
• The data is entirely synthetic and does not contain real customer-level information.
• Description metadata is limited; actual data quality requires manual inspection after download.

Provenance

Source

gene fur via figshare, with mirrors on Zenodo, OpenML, and Kaggle.

Collection Method

Synthetically generated to model pawn loan activity.

Freshness

Last updated 2026-04-09 00:51:37; freshness should be verified.

Geography

New York, including Freeport, Brooklyn, Bronx, and Westchester.