Maryland Foreclosure Intent Notices by Zip Code and Month

Maryland Notices of Intent to Foreclose (NOI) data provides monthly totals by zip code, as reported to the state's Office of Financial Regulation. The dataset includes columns for specific months from July 2021 through April 2025. Data is compiled by the Maryland Office of Financial Regulation from third-party filings.

Use Cases

• Analyze temporal trends in foreclosure risk by comparing monthly columns like 'December 2021' and 'December 2023' for a given 'Zip' code.
• Identify zip codes with persistently high foreclosure activity by aggregating counts across all monthly columns for each 'Zip'.
• Model the impact of economic events by examining foreclosure notice spikes in specific months, such as 'March 2022' or 'April 2023'.
• Create a geospatial risk index by mapping the 'Zip' code column against the sum of foreclosure notices from all monthly columns.

Strengths

• Contains data for 32 distinct monthly periods from July 2021 to April 2025.
• Provides granular geographic detail at the zip code level for the entire state of Maryland.

Limitations

• Data accuracy is not guaranteed as it is compiled from third-party filings which may contain duplicates and errors.
• The dataset does not constitute official court foreclosure records and may differ from legal case files.
• Sample size (total row count) is unknown, limiting assessment of statistical reliability.

Provenance

Source

Maryland Office of Financial Regulation (OFR).

Collection Method

Compiled from third-party filings submitted to the OFR pursuant to state law.

Time Range

Covers specific months from July 2021 to April 2025.

Freshness

Data was last updated on April 3, 2026, indicating recent maintenance.

Geography

State of Maryland, United States, at the zip code level.