Survey of Pakistani Farmers on Climate Risk and Crop Insurance, 324 Respondents

324 farmers across 27 villages in Bahawalpur, Gujrat, and Faisalabad were surveyed for this primary data. The dataset, authored by Muhammad Khan and last updated in March 2026, captures perceptions of climate hazards, awareness of insurance schemes, and reliance on informal credit networks. Descriptive findings reveal a pronounced gap where 84% view climate as a major threat, but fewer than 3% have purchased crop insurance.

Use Cases

• Modeling factors influencing insurance awareness based on education and financial inclusion variables.
• Analyzing the perception-adoption gap for climate risk mitigation tools among farm households.
• Studying informal coping mechanisms like credit networks as alternatives to formal insurance.
• Assessing regional differences in risk perception and adaptation across three Pakistani districts.

Strengths

• Primary survey data from 324 respondents, providing direct farmer insights.
• Focus on three specific districts (Bahawalpur, Gujrat, Faisalabad) for localized analysis.
• Includes key descriptive statistics such as 84% perceiving climate threats and less than 3% insurance purchase rate.

Limitations

• Row count is unknown, which may limit suitability assessment.
• Column-level documentation is absent; field semantics must be inferred after download.
• The dataset is very small at 5.5 KB, indicating limited scope.

Provenance

Source

Muhammad Khan via figshare.

Collection Method

Primary survey data collected from farm households.

Time Range

Survey period not specified in input.

Freshness

Last updated 2026-03-18 17:33:50; freshness should be verified.

Geography

Districts of Bahawalpur, Gujrat, and Faisalabad in Punjab, Pakistan.