Digital Financial Behavior and Well-being Survey of Malaysian Generations

A collection of survey data on digital financial behavior, digital financial literacy, and financial well-being. It compares responses from Generation X (born 1965-1980) and Millennials (born 1981-1996) in Malaysia. The research was funded by the Malaysian Ministry of Higher Education under grant FRGS/1/2022/SS01/UM/02/1.

Use Cases

• Analyze the moderating effect of digital financial literacy (DFL) scores on the relationship between digital financial behavior (DFB) and financial well-being (FWB).
• Compare mean scores for DFB, DFL, and FWB between the Generation X and Millennial cohorts to identify generational differences.
• Investigate correlations between specific survey items measuring digital financial behavior and overall financial well-being outcomes.

Strengths

• Data is focused on a contemporary research topic comparing two defined generational cohorts: Generation X (1965-1980) and Millennials (1981-1996).
• The research has a clear provenance, funded by the Malaysian Ministry of Higher Education under a specific grant (FRGS/1/2022/SS01/UM/02/1).
• Dataset was last updated in February 2026, indicating recent maintenance.

Limitations

• Sample size and demographic representativeness of the survey respondents are unknown.
• The specific survey questions, variable definitions, and column structure are not provided in the input.
• Data is geographically limited to Malaysia, which may limit generalizability to other regions.

Provenance

Source

Humanities & Social Sciences Communications Dataverse, author Rozaimah Zainudin.

Collection Method

Collected via an online survey.

Time Range

null

Freshness

2026-02-05

Geography

Malaysia