State Risk Pool Enrollment and Medical Costs for Six U.S. States, 1988-1991

Six U.S. states' high-risk health insurance plan data from 1988 to 1991, collected by Sally C. Stearns of the University of North Carolina at Chapel Hill. The dataset includes enrollment, utilization, and cost information aggregated by person and month. It covers individuals who were medically uninsurable or unable to find affordable private coverage.

Use Cases

• Modeling healthcare costs based on patient age, gender, and disease type mentioned in the description.
• Analyzing enrollment and disenrollment patterns based on eligibility reasons and preexisting conditions.
• Studying service utilization by type (outpatient, inpatient, pharmacy, physician) for high-risk groups.
• Assessing the financial impact of coinsurance and deductible payments on allowed charges.

Strengths

• Data spans four years (1988-1991) providing a multi-year view.
• Includes detailed variables on eligibility, preexisting conditions, and service types.
• Observations are aggregated by person and month, offering a longitudinal structure.

Limitations

• Row count is unknown, which may limit suitability assessment.
• Column-level documentation is absent; field semantics must be inferred after download.
• Data is limited to six specific states, which may not be nationally representative.

Provenance

Source

University of North Carolina at Chapel Hill

Collection Method

Likely administrative data from state-sponsored insurance plans.

Time Range

1988-1991

Geography

Connecticut, Florida, Minnesota, Nebraska, Washington, and Wisconsin, USA