Survey on FinTech Adoption Factors in Kuwait Using Extended TAM-UTAUT Model

463 survey responses from Kuwait were collected to examine factors influencing Financial Technology adoption. The research applies an extended Technology Acceptance Model and Unified Theory of Acceptance and Use of Technology framework. The dataset, authored by Rohail Hassan and last updated in April 2026, contains the study's supplementary analysis file.

Use Cases

• Analyzing the relationship between digital literacy and trust in FinTech based on the survey constructs.
• Investigating the mediating role of trust on adoption intention as described in the research framework.
• Modeling the moderating effects of effort expectancy and user innovativeness on behavioral intention.
• Comparing the impact of brand image versus data security on consumer perceptions in Kuwait.

Strengths

• Dataset is based on 463 valid survey responses from a specific national population.
• Analysis employed PLS-SEM, a recognized method for modeling complex behavioral relationships.
• Released under a permissive CC-BY-4.0 license for reuse.

Limitations

• The 22.8 KB file size suggests the dataset is a document (DOCX) containing analysis, not the raw survey data, limiting direct computational use.
• Column-level documentation is absent; field semantics must be inferred from the research description.
• Data reflects a single-country (Kuwait) context, which may limit generalizability.

Provenance

Source

figshare

Collection Method

Quantitative survey administered in Kuwait.

Time Range

Survey collection date is unspecified; analysis file updated in 2026.

Freshness

Last updated 2026-04-28 04:24:49; freshness should be verified.

Geography

Kuwait