Psychological Capital and Financial Wellbeing Survey of 508 Chinese Adults

Yanping Zhang's study provides cross-sectional survey data from 508 working-age adults in China, collected via the Wenjuanxing online platform. The dataset underpins a Partial Least Squares Structural Equation Modeling (PLS-SEM) analysis of how Psychological Capital influences Financial Wellbeing, mediated by Financial Behavior. The data was last updated on 2026-04-14 and is shared under a CC-BY-4.0 license.

Use Cases

• Replicate the PLS-SEM analysis of Psychological Capital's effect on Financial Wellbeing based on the described model.
• Investigate the mediating role of Financial Behavior between psychological constructs and financial outcomes.
• Analyze the consistency of the structural model across demographic groups like gender, education, and age.
• Validate the model's predictive performance using metrics like Stone–Geisser’s Q² and SRMR.

Strengths

• Dataset is based on 508 valid survey subjects, providing a defined sample size.
• Model demonstrates solid reliability and discriminant validity with reported metrics (SRMR=0.028, NFI=0.973).
• Data was weighted by national proportions to increase representation of the Chinese population.

Limitations

• Row count and column-level documentation are absent; field semantics must be inferred after download.
• Data is cross-sectional, limiting causal inference and longitudinal analysis.
• The effective sample size for the weighted analysis is described as small.

Provenance

Source

Yanping Zhang

Collection Method

Cross-sectional data collected via the Wenjuanxing online survey platform.

Freshness

Last updated 2026-04-14 04:21:42; freshness should be verified.

Geography

China