Colombian Active Interest Rates by Credit Type, Historical Series

Historical weekly data from the series start date until two months before the current cut-off date, with the most recent two months available in a separate dataset. The dataset contains weighted average interest rates, disbursed amounts, and number of loans for various credit types, categorized by numerous demographic and economic factors. It is published by datos.gov.co and was last updated on 2026-02-27.

Use Cases

• Analyze interest rate trends by credit type and borrower demographics using `Tipo_de_crédito`, `Tasa_efectiva_promedio_ponderada`, `Sexo`, and `Tipo_de_persona`.
• Segment loan market activity by company size and economic sector using `Tamaño_de_empresa`, `Codigo_CIIU`, and `Montos_desembolsados`.
• Model the relationship between loan terms, collateral, and interest rates using `Plazo de crédito`, `Tipo_de_garantía`, and `Tasa_efectiva_promedio_ponderada`.
• Assess regional lending disparities using `Codigo_Municipio` alongside loan amounts and interest rates.

Strengths

• Contains 23 detailed columns for granular segmentation, including `Grupo_Etnico`, `Clase_deudor`, and `Rango_monto_desembolsado`.
• Data is structured as a time-series with a `Fecha_Corte` column for temporal analysis.
• Published on a government open data platform (datos.gov.co), suggesting an official source.

Limitations

• Row count and total dataset size are unknown, which may limit suitability assessment.
• Description metadata is limited; actual data quality, completeness, and potential biases require manual inspection after download.

Provenance

Source

datos.gov.co (Colombian government open data portal).

Collection Method

Likely collected from credit establishments reporting to a financial regulatory body.

Time Range

Historical series from start date until two months before the current cut-off date.

Freshness

Last updated 2026-02-27 15:04:04; freshness should be verified as the historical series lags by two months.

Geography

Colombia, with municipal-level detail indicated by `Codigo_Municipio`.