Colombian Active Interest Rates by Credit Type for the Last Two Months

Weekly weighted average interest rates and disbursement details for various credit types in Colombia, covering the two months prior to the current cut-off date. The data is provided by credit establishments and includes breakdowns by borrower demographics, company size, and loan characteristics. The dataset is hosted on the Colombian government's open data portal, datos.gov.co, with the latest update recorded on March 27, 2026.

Use Cases

• Analyze interest rate trends by credit type and borrower demographics using Tasa_efectiva_promedio_ponderada, Tipo_de_crédito, Sexo, and Grupo_Etnico.
• Model the relationship between loan size, company age, and interest rates using Montos_desembolsados, Antiguedad_de_la_empresa, and Tasa_efectiva_promedio_ponderada.
• Segment lending activity by economic sector and region using Codigo_CIIU, Codigo_Municipio, and Nombre_Entidad.
• Compare loan terms and guarantees across different financial institution types using Plazo de crédito, Tipo_de_garantía, and Tipo_Entidad.

Strengths

• Contains 23 detailed columns for granular analysis of credit transactions, including demographic and firmographic variables.
• Data is updated weekly, providing a recent view of the credit market for the last two months.
• Includes weighted average interest rates (Tasa_efectiva_promedio_ponderada), which are a standard industry metric.

Limitations

• Row count is unknown, which may limit suitability assessment for large-scale modeling.
• Historical data is not included in this snapshot and requires accessing a separate linked dataset.
• Description metadata is limited; actual data quality requires manual inspection after download.

Provenance

Source

Colombian government open data portal (datos.gov.co), sourced from credit establishments.

Collection Method

Likely collected through regulatory reporting from financial institutions.

Time Range

Covers the two months prior to the current cut-off date, updated weekly.

Freshness

Last updated 2026-03-27 15:13:28; freshness should be verified.

Geography

Colombia, with municipality-level codes (Codigo_Municipio).