Savings Account Use and ATM Card Intervention in Rural Kenya

An experimental dataset from a randomized control trial involving 1,100 newly-opened bank accounts in rural Kenya. The study, by Simone Schaner of Dartmouth College, investigates how a 50 percent reduction in withdrawal fees via ATM cards affects savings behavior, with analysis segmented by account ownership and household bargaining power.

Use Cases

• Modeling the causal effect of transaction costs on financial inclusion based on the randomized ATM card assignment.
• Analyzing gender and household dynamics in savings behavior based on joint, male-owned, and female-owned account data.
• Investigating the interaction between bargaining power and financial technology adoption described in the study.

Strengths

• Data originates from a randomized control trial, supporting causal inference.
• Study involves 1,100 individual bank accounts, providing a substantive sample size.
• Analysis examines specific factors like account ownership type and bargaining power.

Limitations

• Column-level documentation is absent; field semantics must be inferred after download.
• Row count for the underlying dataset is unknown, which may limit suitability assessment.
• Last update date is unknown; freshness unverified.

Provenance

Source

Dartmouth College (Author: Simone Schaner)

Collection Method

Randomized assignment of ATM cards to 1,100 newly-opened bank accounts.

Time Range

null

Freshness

Last updated date is unknown.

Geography

Rural Kenya