Texas Workers' Compensation Insurance Subscribers with Employer and Policy Details

The Texas Department of Insurance publishes a quarterly report of employers with active workers' compensation insurance coverage, known as subscribers. Data originates from insurance carriers via the IAIABC Proof of Coverage (POC) Release 2.1 standard, collected by the National Council on Workers’ Compensation Insurance (NCCI). This dataset includes employer names, addresses, policy dates, industry codes, and coverage provider information.

Use Cases

• Analyze geographic distribution of subscribing employers using Insured / Employer City, Insured / Employer State, and Insured / Employer Zip.
• Study policy duration and churn by comparing Policy Effective Date, Policy Expiration Date, and Cancellation Effective Date.
• Classify employers by industry using SIC Code / NAICS Code and Governing Class Code for sector-specific risk analysis.
• Identify coverage providers and their market share using Coverage Provider Name and NCCI Coverage Provider ID.

Strengths

• Data is sourced directly from regulatory filings via the standardized IAIABC Proof of Coverage (POC) 2.1 EDI format.
• Includes 19 distinct columns covering employer identity, location, policy lifecycle, and industry classification.

Limitations

• Row count is unknown, which may limit suitability assessment.
• Description metadata is limited; actual data quality requires manual inspection after download.

Provenance

Source

Texas Department of Insurance, Division of Workers’ Compensation (DWC).

Collection Method

Insurance carriers report coverage data using the IAIABC Proof of Coverage (POC) Release 2.1 standard, collected by NCCI for DWC.

Freshness

Last updated 2026-03-04 11:51:21; freshness should be verified.

Geography

Texas, United States.